Mohid Kazi

An iOS and Android App where users can view their bureau summary, purchase vouchers and check the best deals on their existing credit cards and
get recommended for credit card with better deals and apply for the credit cards. Users can also apply for and manage SBM Credilio Secured Card.

• Applied the Lessons learned from building Credilio system. Crafted Fintech product from Initial Concept including System Architecture, Database Design.

• Implemented Device Binding as a security mechanism.

• Implemented API Version Control, Created API Gateway.

• Experian API Integration for Bureau Report. 3rd Party Product Integration viz Thriwe, Mtuzo.

• Integrated Airpay for Payment Gateway and Crafted Dynamic Caching System.

• Implemented Credit Card Management system for SBM Credilio & DCB Credit Card using Spense which included Customer Onboarding Journey and Card Management.

• Coordinated with QA team with testing and debugging.

Technology - NodeJs, Typescript, AdonisJs, PostgreSQL, Redis, Docker, Kafka, Firebase, Github, ClickUp.

An Android App/ Website where field agents or end users can get personalized credit card and personal loan recommendation and can apply for it,
track its progress and check approval/issuance status.

• Crafted Fintech product from Initial concept till Maintenance which includes choosing Tech Stack, System Architecture, Database Design,

• Created Recommendation(Rule) Engine. Bank API Integration viz SBI, AXIS, TATA Finance. Experian API Integration for Bureau report.

• Integrated Firebase for analysing user onboarding dropoffs, Clevertap for Tracking & Campaign, Singular for Attribution and TheFlyy for Gamification.

• Spearheaded Code Reviews & Set a Standard for Code Quality. Guided Team to meet Code Quality standard.

• Implemented Background Queue for Asynchronous processing.

• Integrated with Signzy for PAN Verification.

• Coordinated with QA team with testing and debugging.

Technology - NodeJs, Typescript, AdonisJs, PostgreSQL, Redis, Docker, Kafka, AWS, Firebase, Github, ClickUp.

A Real Time Monitoring System and Predictive Maintenance Solution for data center assets. It can accurately diagnose and predict the remaining useful life, operating zones, asset health and degradation for critical equipment in Data centers.

• Crafted product by Architecting Backend System and Database Design.

• Contributed to Code Reviews and Upskilling Code Quality.

• As per the Business requirement, modified the whole backend system from Top-Down model to Bottom-Up model.

• Built Data Lake for storing the data center asset data.

• Coordinated with QA team with testing and debugging.

Technology - NodeJs, NestJs, MySQL, MongoDB, Redis, BitBucket, Jira, Trello.

An inhouse project for exam preparation for CA students where students can prepare for their upcoming exams by going over
past exams questionnaire and solve the questions. Later we added peer review functionality.

• Crafter Database Design as per the dataset.

• Developed the UI/UX and Application Logic.

• Implemented custom Admin Notification System.

Technology - Core PHP, JQuery, HTML, CSS, Bootstrap, MySQL, Github.

Timeswappers is a Global Decentralized P2P Freelance platform where buyer and seller meet online to exchange services in a P2P mode.

Swapperswall is a Decentralized Social Community platform to commect with the community in a P2P mode.

Technology - NodeJs, ExpressJs, MongoDB, HTML, CSS, Bootstrap, JQuery, Github, PassportJs.

An affordable eduTech platform which provides an eLearning app for self paced learning. It helps users learn frontline technologies related to blockchain.

Technology - NodeJs, ExpressJs, MongoDB, HTML, CSS, Bootstrap, JQuery, Github.

Fostered a positive and empathetic team environment while mentoring and
guiding team members in their daily tasks. Provided support throughout the
development process, from requirement analysis to code review, ensuring clear
communication of necessary changes. Additionally, educated the team on
effectively utilizing Git, enhancing collaboration and workflow efficiency. Offered
constructive feedback on developers' performance, emphasizing key areas for
improvement while also recognizing and appreciating their contributions.

Architected and implemented a scalable system design
that included caching mechanisms, rate limiting strategies, database
architecture, and CDN integration to optimize performance and
reliability. These enhancements significantly reduced latency, improved
system throughput, and ensured efficient resource utilization,
supporting both current and future business needs.

Developed a rule-based credit card recommendation engine that
utilized customers' personal information, credit bureau reports and
historical data to deliver personalized, data-driven suggestions.This
solution improved recommendation accuracy and relevance, significantly
enhancing the card issuance process, increasing card issuance rates and
driving both customer satisfaction and business growth.

Implemented an event-driven background queue to optimize task processing and improve system efficiency by offloading time-consuming operations such as large CSV file processing, SMS/email notifications, and third-party API calls. Additionally, utilized event-driven architecture for inter-service communication, ensuring smooth coordination between microservices. This approach enhanced overall system performance, enabled seamless execution of resource-intensive tasks without disrupting real-time processes, and significantly improved user experience through scalable and responsive architecture.

Implemented a secure device binding solution that linked user accounts to

specific devices, enhancing authentication and fraud prevention measures.